Yegendorf Associates

Commonly Asked Questions About Suing for Long Term Disability LTD Benefits

Accidents and illness can happen to anyone. If you’ve been injured in an accident or suffering from illness or disease that prevents you from working, you may be entitled to long term disability benefits. If you’ve been denied LTD benefits yours or if they were wrongfully terminated, your only recourse may be to sue the insurance company.

This course of action can come with a lot of questions.

Long Term Disability, LTD

Frequently asked questions

Here are some of the questions that you may have if you feel you may be a candidate for a lawsuit:

  • Who am I actually suing? You will most likely be suing the insurance company. It has happened, albeit rarely, that the insurance broker is liable and would be part of the suit.
  • What am I suing for? In the case of long term disability, you will be suing to receive payment for your disability benefits. You also have the option of suing for “œmental distress,” as well as having your legal fees covered. In some rare cases, the insurance company may be liable for acting in “œbad faith.” This refers to a situation in which the insurance company has acted in a way that is malicious.
  • What is the procedure? The first step is the insurance company being served with a lawsuit. A Statement of Claim which lays out the allegations. The insurance company than served with the statement of claim. The insurance company will file a statement defense. You will be required to participate in a examinations for discovery and mediation. If no agreement can be reached that is suitable for you and the insurance company, a settlement, the case will need to proceed to trial.
  • Will I have to appear in court? A judge or jury will decide if your benefits should be reinstated. If the case continues this far, you would be required to appear in court, but the majority of cases are settled or mediated before they reach a courtroom.

 

Representation

If you find yourself in a situation in which you’re being denied the long-term benefits that you rightfully deserve, you will need to seek the advice of a reputable lawyer who can help in these types of cases. They will be able to guide you through the process, from beginning to end, explaining each step along the way.

The chances are good that you’ll be able to settle your case and receive the LTD benefits are owned to offset the financial burdens created by denial or termination of your LTD benefits. You can increase the likelihood of a positive outcome by working with a team of lawyers who are well-equipped to handle your case like the ones at Howard Yegendorf and Associates.

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Howard Yegendorf & Associates

Howard Yegendorf has spent his entire career as a personal injury lawyer protecting the rights of clients who have been seriously injured.

Howard Yegendorf & Associates

Howard Yegendorf has spent his entire career as a personal injury lawyer protecting the rights of clients who have been seriously injured.

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Ottawa   |   Toronto

“Howard and Najma protected and helped us during a terrible time in our lives.”

At Howard Yegendorf & Associates, we have nearly 50 years of combined experience with personal injury claims. Our primary focus is on catastrophic injuries such as brain and spinal cord injuries and wrongful deaths, but we will guide and represent you during any personal injury case.

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Jonny Hare
Jonny Hare
09:00 05 Mar 19
In 2014 I was involved in a car accident on HWY 417 near Ottawa. It involved myself and two other vehicles being rear ended. I was the middle vehicle and ended up being transported by ambulance to Queensway hospital. My injuries were misdiagnosed at the time of the accident and I was referred to Howard Yegendorf. I met with Mr. Yegendorf and he showed me overwhelming concern and care for my situation, injuries and surgery. He explained how he could file liens for surgery and physical therapy to resolve my health issues sooner rather then later. He then fought 100% with the auto insurance company completely looking out for my best interest.I cannot put into words how tremendously grateful l am for everything that Howard Yegendorf has done for me and my family!
Carol Dunlop
Carol Dunlop
02:09 04 Mar 19
2 years ago I was hit by a car on Hunt Club and Riverside intersection in Ottawa, the lady behind the wheel was not looking at me at all even though I had white sign for crossing. She stopped before the traffic light, I stepped on the crosswalk and she just turned right while looking to the left. She bumped me with her car and my foot got stuck under rear passenger wheel. Then she apparently panicked and went backwards rolling over my foot one more time. Later at emergency they diagnosed me with multiple bone fractures, I had to go through 2 complicated surgeries and over a year of rehab before I could use my foot again. And it still hurts when I run, jump, stand for too long or stress it somehow else.Engaging Howard Yegendorf and his team shortly thereafter was one of my best decisions ever. His knowledge, and confidence told me I was working with the best professionals I could have found. Howard guidance was invaluable. He listened and helped me throughout the case. We were both patient and that patience produced positive results.He helped me to deal with insurance company, guided me through LTD insurance and closed my case for really good amount of compensation.
Rony Podolsky
Rony Podolsky
13:34 19 Jan 18
Mr. Yegendorf is very different than the stereotypical lawyer. He is sympathetic to his clients and eager to help. Probably one of the most ethical, professional and experienced lawyers out there. Highly recommended!
Natalia Bradu
Natalia Bradu
15:46 17 May 17
I can not express my warmest wishes to Howard Yagendorf and his amazing team. I had a great experience working with them and I'm so thankful to his expertise and help in my difficult situation. He guided me and my family through the process and helped us to get the outcome we've never hope about. Great people, great team and overall experience was easy and worry free. Thank you so much.
Brian Mandelker
Brian Mandelker
15:41 21 Apr 17
Howard is an excellent, meticulous lawyer. Perhaps even more important though, is that he is a compassionate human being. A very good listener and an even better questioner!
Michael Dagenais
Michael Dagenais
16:42 14 Mar 17
I have known Howard for nearly 20 years. During that time he not only helped me with sound, expert advice pertaining to a "Ponzi scheme" that devastated my family, he has helped countless others. He is dedicated to the law and a true expert in his field. I know first hand that he has changed the destiny of many of his clients , allowing them to move forward with dignity after suffering catastrophic events. He cares deeply , has dogged determination, vast experience and his team of lawyers and support staff are second to none. I would highly recommend Howard and his team.
Stephen McGill
Stephen McGill
14:22 16 Feb 17
I've known Howard Yegendorf for well over a decade and consider him to be one of the most capable, professional, knowledgeable and trustworthy people I've met in my business career. His attention, compassion and skills were reinforced to me when he helped a very close family member with a potentially serious legal situation. Without hesitation I will continue to recommend Howard and his firm to anyone who wants exceptional legal representation.
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