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“Our results in catastrophic injury cases are measured in financial terms. But I have always felt that the true success in legal cases where lives have been shattered in an accident comes from a compassionate and thorough understanding of the deep human costs involved.”
– Howard Yegendorf, Founding Partner.
After a car crash, injury victims face a battle on two fronts. One is making a physical and emotional recovery from the damage the accident has caused; the other is taking on the insurance companies and negligent parties to obtain full and fair compensation for damages such as medical and rehabilitation costs, pain and suffering, and lost income.
There are two primary sources of compensation in these cases, which results in the need for two claims: one for accident benefits and another for insurance compensation. Our lawyers pursue all available sources of compensation for our clients and work diligently to ensure that any settlement or court order compensates them for past damages while providing for their anticipated future needs.
Most people have had the experience of driving down the road and nearly hitting a pedestrian who walks out into the roadway without looking to see if there’s any oncoming traffic. Likewise, you’ve probably been walking and seen a fair number of drivers who are driving too fast or recklessly for an area that pedestrians frequent.
Whether you’re traveling on foot or on four wheels, following the rules of the road are important for keeping yourself and others safe. Let’s take a look at the regulations to which drivers and pedestrians should be adhering.
When there’s a run-in between a vehicle and a person on foot, obviously the walker is at a distinct disadvantage.
If you’re walking, it’s important that you stick to the rules for pedestrians:
As a driver, you have the ability to cause serious harm to pedestrians if you aren’t careful.
Here are the laws you need to follow when you’re behind the wheel:
Sometimes, despite your best efforts, accidents still happen. If you or a loved one find yourselves in a situation in which you’ve been injured due to laws that haven’t been followed, you may need to seek the advice of a trusted lawyer that can help in catastrophic injury cases like Howard Yegendorf and Associates.
All too often, car owners only find out what’s covered in their auto insurance policies after being involved in an accident.
Don’t wait until you need the benefits to find out what you’re entitled to!
When you’re unsure, a personal injury lawyer can help you navigate the system in order to receive the compensation you deserve.
You should be aware of the kinds of damages your car insurance policy covers before you need them.
While each company is different, there are some commonalities in the damages covered by car insurance companies, as well as the add-ons that you can consider to supplement your policy.
To legally drive in Ontario, there is a minimum amount of insurance you’re required to purchase.
This includes:
In order to know what supplements you may want to add, you have to understand what’s not covered by your car insurance policy:
An accident can take a large toll on you, physically and financially.
Supplemental insurance can help cover some of the gaps left by basic coverage.
You want to be fully protected in the event of an accident or other vehicle damage or loss.
You may want to supplement your basic policy with one of the following forms of insurance:
Talk to your insurer about the kinds of policies that are suitable for you based on your unique needs.
He will consider your lifestyle, environment, and even the type of car you drive before recommending insurance add-ons.
If you have been involved in an accident, regardless of who is at fault, speak to a lawyer and get a copy of your insurance policy to know what it covers.
Discuss all the details of your case with an Ottawa personal injury lawyer.
Being involved in a motor vehicle accident can be traumatic, mentally and physically. In most cases, the injuries heal, bruises fade, and you begin to lose the fear that can linger. Sometimes, however, accident-induced chronic pain can have life-altering effects.
If you’ve been in an accident and the pain you experienced hasn’t gone away after a reasonable amount of time, you may be experiencing chronic pain. The intense pain can also cause psychological issues.
It can be hard to separate the mental and emotional effects of chronic pain and fibromyalgia from the physical pain.
Let’s look at some of the issues, mental and physical, that you may have to deal with if you have chronic pain as the result of an accident:
If you or someone you love has been injured in an accident and you’re suffering from chronic pain, you may want to find a reputable catastrophic injury lawyer because you could be entitled to monetary compensation that will help cover the costs of your expensive treatments.
The partners at Yegendorf and Associates are ready to talk with you and determine if you should be claiming compensation for suffering, loss of income, and out-of-pocket expenses.
Whether you’re walking or driving the streets and roads of Ontario, your safety and the safety of others should be paramount.
No matter how careful you are, accidents can still happen.
It’s important to know what actions you need to take if you find yourself in the unfortunate position of being a victim of an accident.
What to do, if you’re involved in an accident, it’s in your best interest to follow some guidelines. Not only for your physical benefit but also financial.
Following the correct procedures can affect your eligibility for insurance benefits.
It’s possible that you could qualify for accident benefits no matter who is at fault.
Depending on your policy, your no-fault benefits may include:
It’s important that you understand what you or your family may be entitled to in the unfortunate event that you’re in an accident.
Though there are events that are unavoidable, it’s a good idea to consider the steps you can take to keep yourself safe, especially if you’re a pedestrian, the time when you’re most vulnerable to injury.
Remember these tips:
Take all the precautions you can to keep yourself safe!
If an accident does happen, take the necessary steps to care for yourself and ensure you receive the benefits to which you’re entitled.
Contact an Ottawa personal injury lawyer to get the help you need!
Ontario’s standard auto insurance policy will provide benefits to an injured party, no matter who is at fault. The regulation that allows for these benefits is called the Statutory Accident Benefits Schedule and it’s a part of the Ontario Insurance Act.
By law, every automobile insurance policy has to offer a certain level of benefits. As the policy holder, you are able to upgrade your coverage from the baseline of the standard benefits.
Optional coverage
It’s common for policy holders to overlook these additional benefits because they are searching for the cheapest option.
Unfortunately, many don’t understand the need for this extra coverage until they find themselves in a situation and wish they had it!
Here are the statutory accident benefits available in Ontario:
Your car accident case
Your personal injury lawyer has your interests in mind and will be able to walk you through the complexities that come with litigation.
If you find yourself in a situation in which you need to access the benefits you’re entitled to, it’s important that you are given a clear breakdown of all the benefits you received under the Statutory Accident Benefits Schedule.
Two recent cases have brought to light the need for detailed dissection of the benefits designated for past income replacement, as well as what has been designated for future income replacement and medical costs.
Mikolic v. Tanguay 2016 ONSC 71 and Anand v. Belanger 2010 ONSC 5356 are both cases that highlight the need to have an accounting of the amount of the settlement and/or benefits received after the cost of legal fees has been deducted.
Being injured in an accident is never expected and can be a life-changing event. With the proper automobile insurance coverage and the help of an Ottawa personal injury lawyer , the outcome can be a good one.
At Howard Yegendorf & Associates, we are committed to helping injury victims and their families cope with life after a car accident and we pursue the full compensation they are entitled to for their injuries and other damages. We focus primarily on representing people who have suffered catastrophic injuries in motor vehicle accidents, such as brain injuries and spinal cord injuries.
Our firm has helped hundreds of people receive compensation from insurance companies, employers and other parties in personal injury claims. We deliver personalized legal services from lawyers who have nearly 50 years of combined personal injury and wrongful death litigation experience.
Evidence can disappear and memories can quickly fade after a car accident. If you or a loved one has been injured, it is important to contact our Ottawa car accidents lawyers as soon as possible to discuss your legal rights in a free initial consultation. We have consultation offices in Ottawa, Toronto and the GTA, and throughout Eastern Ontario.